Feed

The Incode Platform is listed on the FedRAMP Marketplace with an Agency Auth In Process designation, updated October 15, 2026.

Incode platform achieves FedRAMP In Process status, advancing identity verification for US federal agencies ↗

What happened

• Incode is pursuing FedRAMP Rev 5 authorization at the Moderate impact level for the Incode Platform, running in AWS GovCloud (US).
• The effort is agency-sponsored through GSA and supports a GSA BPA and call order for identity verification for Login.gov.
• Incode is scheduled to start its third-party assessment with its 3PAO before the end of 2026, with final ATO targeted for early 2027.

Why it matters to Signicat

• In Process is not an ATO; a federal-sector IDV competitor is pre-authorization, so near-term US federal awards are not yet unlocked. Relevance to Signicat's Nordic, Benelux, DACH, Iberia and UK core markets is low.
• Login.gov identity proofing selection is a US federal reference point that Signicat's public sector positioning in Europe does not directly overlap.

4 of 4 facts verified against the source · confidence high · claude-haiku-5-5

Incode states businesses need a configuration change rather than an integration change to enable Google Wallet acceptance.

Incode now accepts digital IDs from Google Wallet ↗

Why it matters to Signicat

• Signicat's wallet-based identity routes (Wallet Hub, eID Hub) face a competitor offering Google Wallet mDL/digital ID acceptance as a configuration option in its verification suite.

1 of 3 facts verified against the source · confidence medium · level lowered after verification · claude-haiku-5-5

Incode KYB now lets customers choose which of eight checks to run on a US business, all through the same API.

Incode Know Your Business (KYB) now lets customers choose their checks ↗

What happened

• Four new checks were added to KYB: Web Presence, Website Analysis, Industry Info, and Financial Intelligence.
• The four new checks take 15 to 45 seconds to resolve, and Incode delivers those slower results by webhook.
• This release covers US businesses.

Why it matters to Signicat

• Modular per-check KYB lets customers buy narrower checks, which overlaps Signicat's Risk and AML screening and business verification scope.
• The release is US-only, so it does not directly contest Signicat's core markets (Nordics, Benelux, DACH, Iberia, UK).

4 of 4 facts verified against the source · confidence high · claude-haiku-5-5

Incode announced it achieved ISO/IEC 42001:2023 certification.

Incode earns ISO/IEC 42001 certification for responsible AI management ↗

What happened

• The certification covers Incode's AI management system across design, training, deployment and monitoring of AI systems supporting the Incode Omni identity security platform.
• The certificate was issued in October 2026 and is valid through October 2029.

Why it matters to Signicat

• Incode is positioning AI governance certification as a procurement criterion for IDV buyers, which Signicat's security and compliance pitch may need to address in RFPs.
• The certification is a vendor-side claim of AI governance; the article does not provide independent audit findings beyond the certification itself.

3 of 3 facts verified against the source · confidence high · claude-haiku-5-5

Mexico's age assurance decree gives platforms 30 days to report their child safety measures

Mexico's age assurance decree gives platforms 30 days to report their child safety measures ↗

0 of 0 facts verified against the source · confidence low · claude-haiku-5-5

Incode launched TrustGraph on 14 October 2026 as a privacy-preserving trust network for detecting repeat and agentic fraud.

Incode launches TrustGraph, the first trust network built for the agentic era ↗

What happened

• TrustGraph runs on peer-to-peer cryptographic technology without a central pool of customer records.
• Incode states that Identiq was acquired by Incode in June 2026.
• Incode states that in its early access program, institutions using TrustGraph detected up to 53% more fraud than with existing models alone.
• TrustGraph is available today as part of the Incode platform.
• Incode projects that agentic fraud will account for 60% of all fraud attempts by the end of 2026.

Why it matters to Signicat

• A cross-institution fraud network with SMPC would compete with Signicat's risk and fraud screening if sold to banks and marketplaces.
• The 53% figure is a vendor early-access claim without published methodology, so it should not be treated as independently verified.

6 of 6 facts verified against the source · confidence medium · claude-haiku-5-5

Incode announced a research collaboration with Purdue University aimed at deepfake detection and evaluation in real-world identity verification.

Incode Partners with Purdue University for Deepfake Detection Research ↗

What happened

• The partnership pairs Incode's machine learning team with Purdue researchers on five shared goals, including detection of unseen synthetic media and independent evaluation.
• Both teams plan to publish findings and resources openly when they are ready.
• Incode states it won both tracks of the IJCB PAD-ID Card competition and first place in the video category of LivDet-Face 2026.

Why it matters to Signicat

• Signicat's document IDV and fraud offerings face a competitor with publicized independent benchmark wins and an academic research tie-in; relevant to competitive positioning on injection and deepfake detection.

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5

Incode publishes a case study describing an unnamed large US mobile carrier using its identity verification for new lines and high-risk account changes.

Cómo una operadora móvil líder de EE. UU. detiene el fraude de suscripción y la toma de cuentas con Incode ↗

What happened

• The carrier verifies government ID and live face match before activating a line or financing a device.
• Incode re-verifies the registered account holder before SIM changes, port-outs and sensitive contact-center changes proceed.

Why it matters to Signicat

• The case places IDV and face authentication in carrier SIM-swap and port-out flows, overlapping Signicat's authentication and IDV offerings in telco account-takeover use cases; no Signicat-specific comparison is stated in the article.
• The 11x faster onboarding claim is a vendor claim without disclosed baseline or methodology and should be attributed to Incode.

3 of 3 facts verified against the source · confidence medium · claude-haiku-5-5

Incode published a TikTok case study describing an automated age-appeal verification flow using ID capture, liveness and face match.

Cómo TikTok verifica la edad de más de 18M de usuarios al año con Incode ↗

What happened

• The case study states that more than 18 million users per year complete age verification.
• The case study states that iBeta certifies Incode's passive liveness detection at levels 1 to 3.

Why it matters to Signicat

• Incode presents a large-platform age-assurance reference in age verification, a use case Signicat's document IDV and liveness stack can be compared against.
• Customer-reference and benchmark claims are vendor-authored; the case study is marketing material, so outcome figures are unverified.

3 of 3 facts verified against the source · confidence medium · claude-haiku-5-5

Tenant Inc., a US self-storage SaaS platform, uses Incode identity verification at booking, where a customer takes a selfie and driver's licence photo on a phone or verifies in person later.

Cómo Tenant Inc. preparó para el futuro su negocio de self-storage con Incode ↗

What happened

• The article states that more than 20,000 fraudulent sessions have been blocked.

Why it matters to Signicat

• Case study is a vendor-authored customer account in a US vertical outside Signicat's core markets; figures are not independently verified.

2 of 2 facts verified against the source · confidence medium · claude-haiku-5-5

Incode case study: Quest Diagnostics layered identity verification for MyQuest

Cómo Quest Diagnostics protege el acceso de los pacientes a sus resultados de laboratorio con Incode ↗

What happened

• Quest Diagnostics uses Incode verification in MyQuest, with a first non-document check against authoritative data and escalation to document scan with selfie and passive liveness only when risk signals require it.
• The layered verification replaced knowledge-based authentication across all of MyQuest.
• The deployment is single-tenant and HIPAA-aligned with a Business Associate Agreement, hosted in a US region.
• The case study reports Quest onboarding results of 5x faster, 98% completion and 50% average cost reduction.

Why it matters to Signicat

• A named US healthcare deployment of Incode in a sensitive-data workflow competes with Signicat's identity verification in regulated healthcare; Signicat's core markets are European, so direct overlap is limited.
• The 5x, 98% and 50% figures are vendor-reported in a case study and not independently verified.

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5

GSA Technology Transformation Services issued a $37.4M purchase order under the Next Generation Identity Proofing BPA.

Incode, seleccionada para fortalecer la comprobación de identidad de Login.gov ↗

What happened

• Diamond Capture Associates and Incode will support Login.gov's NG BPA for remote unsupervised identity verification solutions under this purchase order.
• Diamond Capture Associates is a women-owned enterprise technology consultancy that is implementing the work with Incode.
• Login.gov manages about 300M sign-ins per year and serves 72M active users annually, as stated by the article.

Why it matters to Signicat

• A federal flagship government identity-proofing win in the US market is a direct competitive loss signal for Signicat's public-sector IDV pitch, though outside Signicat's core European markets.
• Incode's remote unsupervised IDV is positioned as a government identity-proofing platform with in-house biometrics, a comparable claim to Signicat's document IDV offering.

4 of 4 facts verified against the source · confidence high · claude-haiku-5-5

Incode published a customer case study describing Fan ID, a biometric stadium access system built with LIGA MX.

Cómo LIGA MX verifica a 4.7 millones de aficionados con Incode ↗

What happened

• Users register once with a selfie and an official ID; access then uses a live facial recapture compared with the enrolled template.
• Incode reports 4.7 million identities registered since launch and operation at more than 1,300 matches in 17 stadiums.
• Stadium access review is designed to take under 5 seconds per fan; this is a vendor design target, not a measured result.
• Banned fans can be placed on a blocklist that the access check enforces.

Why it matters to Signicat

• Fan ID is a large-scale public-sector biometric access deployment in Mexico, outside Signicat's core markets; limited direct overlap.
• Reference shows Incode scaling selfie-plus-document enrollment and passive liveness in a high-volume public deployment, relevant to Signicat's document IDV positioning.

5 of 5 facts verified against the source · confidence medium · claude-haiku-5-5

Lemonade deployed Incode Workforce as an additional identity assurance layer for its remote personnel, integrated into its existing identity provider.

How Lemonade verifies its global workforce and secures passwordless access with Incode ↗

What happened

• Remote workers verify with a government ID and a live selfie before access is granted, per the article.
• Incode states its passive liveness detection is iBeta certified (Levels 1–3).

Why it matters to Signicat

• The case study places workforce IDV and passkey enrollment inside an existing IdP, overlapping Signicat's authentication and IDV offering in enterprise workforce use cases outside its core customer-onboarding focus.
• Claims of privacy-by-design and AI-first fraud reduction are vendor positioning and unverified.

3 of 3 facts verified against the source · confidence medium · claude-haiku-5-5

Lemon is a crypto platform serving customers across Latin America, operating in Argentina, Brazil and Peru.

Cómo Lemon verifica a sus clientes cripto en toda América Latina con Incode ↗

What happened

• The Incode flow captures and validates Argentina's national ID (DNI) with per-country configuration.
• Deepsight runs in Lemon's active flow in Argentina to detect altered and AI-generated documents.
• Applicants in Argentina are checked against Renaper, the national population registry.
• Returning users are revalidated against stored identity with a single facial authentication step.

Why it matters to Signicat

• Incode is positioned as a single multi-market IDV, fraud and watchlist stack in a crypto account-opening use case, which overlaps Signicat's document IDV, risk and AML screening offering in LatAm; no Signicat core-market overlap is shown.
• The customer-testimony consolidation claim is single-vendor marketing; it is not independently verified.

5 of 5 facts verified against the source · confidence high · claude-haiku-5-5

Klar uses Incode identity verification, with a photo of the INE and a selfie, to onboard new users.

Cómo Klar amplía la inclusión financiera en México con Incode ↗

What happened

• The article states that Klar's verification uses passive liveness in the face comparison step.
• The article reports that Incode infrastructure scaled with Klar to over 7 million users.

Why it matters to Signicat

• Incode holds a named Mexican fintech onboarding reference at scale; Signicat's core markets exclude Mexico, so direct overlap is limited.
• Vendor outcome claims (50% more credit access, 1.8x purchase value) are self-reported in the case study and not independently verified.

3 of 3 facts verified against the source · confidence high · claude-haiku-5-5

Incode publishes a case study describing FanDuel's US state and Canada registration identity verification using Identity Verification, GovMatch, Risk AI Agent and collective intelligence.

Cómo FanDuel bloquea el fraude sin rechazar a clientes reales ↗

What happened

• The article reports, as a vendor-presented outcome, about 46% fewer genuine customers wrongly blocked at registration with no fraud increase.
• The article states that in a federal case, about 3,000 stolen identities were used to defraud FanDuel and other operators of about $3 million.

Why it matters to Signicat

• Signicat's regulated-gaming onboarding and IDV positioning faces a named-operator case study in US and Canadian betting; the article's direct overlap with Signicat's core European markets is not evident.
• The 46% and 1% outcome figures are unverified vendor-reported results without stated methodology and should be attributed to Incode.

3 of 3 facts verified against the source · confidence medium · claude-haiku-5-5

Incode and Experian integrate deepfake detection into CrossCore Document Verification

Cómo Experian fortalece la prevención global del fraude con Incode ↗

What happened

• Experian integrates Incode verification directly into its CrossCore Document Verification suite within the Ascend Platform.
• The integration is available first in North America, with global expansion planned.
• Deepsight combines liveness, behavioral and device-risk test data to protect against deepfakes and AI-driven impersonation.
• An Experian senior VP states that Deepsight deepfake detection is brought directly into Experian's identity and fraud solutions.

Why it matters to Signicat

• Incode gains placement inside a major credit-bureau fraud platform, a channel that competes with Signicat's risk and IDV offerings in markets where Experian operates.
• Source is a vendor case study with Experian testimonials; claims of 'líder en el mercado' and 'sin precedentes' are promotional and unverified.

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5

Etsy deployed Incode's identity verification platform across its remote hiring process to authenticate candidates from initial application through day-one onboarding.

How Etsy verifies candidates across 100K+ applications with Incode ↗

What happened

• The verification workflow integrates directly into Etsy's Workday deployment and incorporates phone, email, and network risk signals at application, followed by document capture and selfie biometrics before interviews.
• Incode's Deepsight engine screens candidate submissions for deepfakes, AI-generated documents, and synthetic faces, escalating flagged sessions to Incode's fraud team.

Why it matters to Signicat

• Incode is expanding customer-facing IDV into enterprise HR and workforce onboarding workflows integrated with Workday, demonstrating practical adoption of deepfake defense in corporate hiring.
• Etsy operates hubs in Ireland, placing Incode's candidate verification deployment within Signicat's European operating footprint.

3 of 3 facts verified against the source · confidence high · gemini-3.8-flash

Equifax chose Incode to add a frictionless but robust identity layer inside Kount 360.

Cómo Equifax detiene los deepfakes y el fraude sintético con Incode ↗

What happened

• Businesses access Incode biometric and document verification directly in Kount 360, per the article.
• The article states Equifax's synthetic identity fraud grew 14% year over year in its credit application data.
• The article states account takeover rose 8% globally.

Why it matters to Signicat

• A large credit bureau bundling Incode IDV and Deepsight deepfake detection inside its fraud platform competes with Signicat's fraud and IDV offering in Equifax-served markets.
• Equifax-sourced claims on 14% and 8% growth and the 'sin fricción' outcomes are vendor-partner statements, not independently verified.

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5

Chime escalates higher-risk new-member cases to Incode for deeper identity verification after its initial data review.

Cómo Chime redujo 24% las pérdidas por disputas en pagos entre personas ↗

What happened

• Chime uses Face Login to confirm a member before a peer-to-peer payment.
• Incode states early results show peer-to-peer dispute losses are falling.

Why it matters to Signicat

• A named US neobank case adds Incode evidence in layered IDV plus face authentication, a use case that overlaps Signicat's authentication and IDV offerings; the market is outside Signicat's core footprint.
• The 24% figure and the approximately $634K annual saving are vendor-reported in a marketing case study and are not independently verified.

3 of 3 facts verified against the source · confidence medium · claude-haiku-5-5

Incode published a customer case study stating that BetMGM replaced its previous identity provider with Incode and chose full automation instead of human review.

Cómo BetMGM detecta las IDs alteradas que la revisión manual dejaba pasar ↗

What happened

• The case study states that automated forensic checks analyze each document for signs of alteration and manipulation.
• The case study's FAQ states that about 9% of submitted documents were detected as altered after automated verification went live.
• The case study states Deepsight, Incode's deepfake defense layer, is the next item on BetMGM's roadmap.

Why it matters to Signicat

• The case study is a vendor-authored customer story in regulated iGaming in North America, outside Signicat's core European markets; direct overlap is limited to automated document IDV and deepfake/injection positioning.
• The 9% altered-document and 97% first-attempt figures are vendor-reported and not independently verified.

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5

Banco Dondé is a digital bank that emerged from Fundación Dondé and started in 2023 as a digital and inclusive bank.

Cómo Banco Dondé abre cuentas bancarias en minutos con Incode ↗

What happened

• Banco Dondé's customers previously had to be physically present for biometric verification on a tablet.
• Incode's passive liveness detection is stated to be certified by iBeta (Level 2) and to run in 40 milliseconds.
• The bank states that customers open accounts in minutes from their phone with deposits covered by the IPAB deposit insurance.

Why it matters to Signicat

• A Mexican digital bank customer win for Incode IDV and liveness is a mid-size customer story outside Signicat's core markets.
• Incode's deepfake detection combined with device and behavioral signals is a vendor claim for Signicat's fraud positioning to monitor.

4 of 4 facts verified against the source · confidence high · claude-haiku-5-5

Airbnb moved Incode to production after a multi-year evaluation and a paid pilot, and expanded its government ID verification during the first year.

Cómo Airbnb verifica la confianza en 200+ países con Incode ↗

What happened

• Incode states its OCR reads names and key fields with accuracy above 99.9%.

Why it matters to Signicat

• Incode is positioning a named global marketplace reference for ID verification, which competes with Signicat's document IDV in consumer onboarding at scale.
• The case is a single vendor-authored customer story with no independent validation; accuracy and fraud-stopping figures should be attributed to Incode.

2 of 3 facts verified against the source · confidence medium · claude-haiku-5-5

A five-step process used by fraudulent remote job candidates, including identity fabrication, use of third-party recruiters, stage-managed interviews, obfuscated network footprints, and targeting of data-rich roles.

The hidden threat of fraudulent remote candidates and how they infiltrate your organization ↗

What happened

• The article recommends strong remote-capable identity verification, such as NIST IAL2-style checks, before provisioning devices, VPN, or production access for sensitive roles.

Why it matters to Signicat

• Remote candidate identity proofing with document and biometric checks overlaps with Signicat's document identity verification line, so the article raises demand for hiring-stage identity assurance.
• The article is thought leadership with no original data and no named Incode product, so it signals positioning rather than a product or market move.

2 of 2 facts verified against the source · confidence medium · claude-haiku-5-5

Incode states that AAMVA launched Driver's License Data Verification (DLDV) 3.0.

US driver’s license verification is now powered by AAMVA DLDV 3.0 ↗

What happened

• Incode states that DLDV 3.0 separates inconclusive answers from failures and reads street abbreviations and some name variants as matches.
• Incode states that its GovDataMatch offering is now powered by DLDV 3.0 and that existing customers receive the changes by default in the coming weeks.

Why it matters to Signicat

• Incode is extending its US government-record verification (GovMatch) in a market where Signicat's stated product lines do not list US DMV checks; relevance to Signicat's core Nordic/Benelux/DACH/Iberia/UK markets is limited.

3 of 3 facts verified against the source · confidence high · claude-haiku-5-5

The author reports that a GenD detector, reporting 91.2% average cross-dataset AUROC on 14 academic benchmarks, dropped to just over 60% on Incode's identity verification data.

Why deepfake detection benchmarks fall apart on production data ↗

What happened

• The author reports that Incode's labeling experiment found its current model had a lower error rate than the average of five expert labelers.
• The author reports that Incode's few-shot adaptation cut its error rate on new generators roughly 10x.
• The author states that Incode is building an agent-based system that scans for new generative models and tests its detector against their output.

Why it matters to Signicat

• Vendor-reported internal metrics (AUROC drop, 10x error reduction) are uncorroborated; Signicat should not treat them as established. Relevant to document_idv_biometrics and fraud_deepfake_injection positioning.
• Content frames deepfake detection as one part of agentic fraud and whole-capture-process defense, a narrative Signicat can compete on with its own fraud and orchestration offering.

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5

Incode describes Incode Digital ID Verification as one orchestration layer for accepting and validating mDLs from multiple wallets.

Verify US mobile driver's licenses from every wallet with Incode Digital ID Verification ↗

What happened

• Incode states that it verifies a digital ID in about 4 seconds and that 98% of users clear on the first try.
• Incode states it operates as its own certificate authority and registers directly as a verifier for certain wallet programs.

Why it matters to Signicat

• Signicat's Wallet Hub and eID Hub compete for wallet-based acceptance; Incode frames mDL as a single integration alongside document IDV.
• Vendor claims of 98% first-try clearance and 4-second verification are uncorroborated and not independently verified.

3 of 3 facts verified against the source · confidence medium · claude-haiku-5-5

FinCEN and four federal banking agencies issued joint guidance on 8 September 2026 confirming that a mobile driver's license counts as government-issued ID for KYC checks when opening a bank account.

FinCEN confirms mobile driver's licenses are valid ID for KYC ↗

What happened

• The guidance sets two conditions: institutions must have technology to extract credential fields, and the credential must be an allowable method under the institution's written CIP.
• Incode states it accepts mDLs in the same verification flow as physical IDs and reads them to ISO/IEC 18013-5/-7.

Why it matters to Signicat

• Regulatory guidance accepting mDLs for US CIP raises the bar for document-based onboarding vendors; Signicat's US exposure is not established in the supplied context.
• Incode's claims on mDL acceptance are vendor-stated and uncorroborated; Signicat's core markets are Nordics, Benelux, DACH, Iberia and UK, not the US.

3 of 3 facts verified against the source · confidence high · claude-haiku-5-5

Incode Identity Verification for ServiceNow ITSM embeds a biometric verification widget in ServiceNow incident and service request forms.

How Incode Identity Verification for ServiceNow ITSM eliminates help desk fraud ↗

What happened

• Agents send a verification link via SMS or email; the employee completes a liveness check and face match against a verified ID on file.
• Verification results post back to the ServiceNow ticket automatically, with session ID, identity ID, timestamp and outcome logged.
• The integration requires an active Incode Workforce account.

Why it matters to Signicat

• Claims of defeating deepfakes and speed under two minutes are vendor-stated and unverified by independent evidence in the article.

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5