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BankID Norway· 27 Jun 2023 L3 · Notable

Stø CEO Øyvind W.

BankID oppfyller kravene til sikkerhetsnivå "høyt" - BankID ↗

What happened

  • Stø CEO Øyvind W. Brekke states that BankID's operator and the banks have concluded BankID meets the requirements for assurance level 'høyt'.
  • Stø states that the documentation was sent to Nkom, the Norwegian communications regulator, which will review it before concluding.
  • Stø states that some BankID code chips have been mailed to users' postboxes, with banks running additional checks to confirm the correct person activates them.
  • Stø states it has started extra ID checks for a number of users to further improve BankID security.
  • Stø states BankID has 4.7 million users.

Why it matters to Signicat

  • The dispute over physical identity proofing for high assurance is relevant to Signicat's document and remote onboarding positioning in Norway.
Evidence from the source (6 quotes)
  • “Redegjørelsen og dokumentasjonen vi nå har sendt til Nkom, viser at vår og bankenes vurdering er at BankID oppfyller disse kravene.” source ↗
  • “Vi er glade for at Nkom vil bruke tid på å behandle redegjørelsen og at de vil gå nøye igjennom materialet før de konkluderer.” source ↗
  • “Det stemmer at kodebrikker i en del tilfeller er sendt til brukerens postkasse, men bankene har tilleggsrutiner som kontrollerer at det er riktig person som faktisk tar kodebrikken i bruk.” source ↗
  • “blant annet gjennom ekstra ID-kontroll av en rekke brukere.” source ↗
  • “Tjenesten har 4,7 millioner brukere” source ↗
  • “Alle som har fått BankID, har møtt opp fysisk og gjennomgått ID-kontroll.” source ↗
eID brokeringRegulatory commentaryNordics

5 of 5 facts verified against the source · confidence high · claude-haiku-5-5

BankID Norway· 27 Jun 2023 L3 · Notable

The guide states that users can get an ID card inside the BankID app as an alternative to a photo bank card, passport or national ID card.

Aktivere ID-kort i BankID-appen - BankID ↗

What happened

  • The guide states that users can initially identify themselves at Posten and Vinmonopolet with the ID card.
  • The guide states that activation requires an activated, updated BankID app and Face ID or fingerprint on the phone.
  • The guide warns that the activation process has many steps and recommends allowing extra time.

Why it matters to Signicat

  • BankID Norway extends its in-app credential to ID cards, a feature that narrows the role of separate document-based identity routes for Norwegian users.
Evidence from the source (4 quotes)
  • “I første omgang kan du legitimere deg selv på Posten og Vinmonopolet.” source ↗
  • “I tillegg må du ha aktivert Face-ID eller fingeravtrykk på telefonen, avhengig av om du bruker en iPhone- eller Android-telefon.” source ↗
  • “Vær obs på at det er mange steg i denne prosessen.” source ↗
  • “Det er rett og slett legitimasjon inne i appen til BankID.” source ↗
Reusable identity VCDocument IDV biometricsFeature updateNordics

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5

BankID Norway· 27 Jun 2023 L3 · Notable

BankID Norway's leader Jan Bjerved states that Norway can take a leading position by using BankID as the national eID wallet.

Regelverk om europeisk eID-lommebok godkjent - BankID ↗

What happened

  • European Parliament approved eIDAS 2.0, and the source states that every EU country must issue an eID wallet to its citizens.
  • The source states that the Council is expected to adopt eIDAS 2.0 in March 2024.
  • The source states that BankID has cost more than NOK 5 billion to develop and operate.

Why it matters to Signicat

  • Signicat's Wallet Hub and eID brokering in the Nordics face a potential competitor position if BankID becomes the national wallet; this is a proposal, not a decision.
  • The stated intent to reuse market-provider solutions rather than build a new public wallet is a Norway-specific policy signal relevant to Nordic EUDI wallet positioning.
Evidence from the source (5 quotes)
  • “EU-parlamentet har godkjent eIDAS 2.0.” source ↗
  • “Det forventes at Rådet vedtar eIDAS 2.0 basert på Parlamentets godkjennelse i mars 2024.” source ↗
  • “Det har kostet mer enn 5 milliarder kroner å utvikle og drifte BankID.” source ↗
  • “Norge kan ta en ledende posisjon i Europa ved å benytte BankID som nasjonal eID-lommebok” source ↗
  • “Norge kan igjen velge å benytte eksisterende løsninger fra markedsaktørene når lommeboken skal utformes” source ↗
EUDI wallet eIDAS 2eID brokeringPositioning narrativeRegulatory commentaryThought leadershipNordics

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5

BankID Norway· 27 Jun 2023 L1 · Noise

BankID Norway cites a Norstat survey commissioned on its behalf finding that one in five Norwegians has logged in with someone else's BankID.

Ikke del BankID - BankID ↗

What happened

  • BankID Norway says four percent of users consider it acceptable to share password and code device with others.

Why it matters to Signicat

  • Consumer-awareness content from a Norwegian national eID operator; no direct reference to Signicat, its products or competitors.
  • Sharing-related fraud and account-takeover framing around BankID may shape Nordic user expectations of eID-based authentication, relevant to Signicat's Nordic eID brokering.
Evidence from the source (3 quotes)
  • “Likevel mener fire prosent at det er i orden å dele passord og kodebrikke med andre, viser en undersøkelse utført av Norstat på vegne av BankID.” source ↗
  • “Ikke del BankID” source ↗
  • “Med BankID kan du i praksis ta over en persons identitet” source ↗
Authentication passwordlessData sovereignty privacyThought leadershipNordics

2 of 2 facts verified against the source · confidence high · claude-haiku-5-5

BankID Norway· 27 Jun 2023 L4 · Significant

BankID BankAxept to acquire Danish eID reseller Criipto

BankID BankAxept kjøper danske Criipto  - BankID ↗

What happened

  • BankID BankAxept AS is acquiring the Danish eID reseller Criipto ApS.
  • Criipto is an official reseller of eID solutions for businesses in Norway (BankID), Denmark (MitID), Sweden (svensk BankID), Finland (FTN) and others.
  • Through the acquisition, BankID BankAxept will for the first time be able to offer BankID services directly to the market.
  • Criipto will operate as a subsidiary of BankID BankAxept.
  • BankID BankAxept states the reseller model will continue alongside the new direct sales channel.

Why it matters to Signicat

  • Direct BankID sales plus a Criipto-owned multi-scheme broker platform would compete with Signicat's eID brokering in the Nordics and its Danish MitID/wallet positions.
  • Criipto's stated markets include Belgium and the Netherlands, which overlaps Signicat's Benelux core market.
Evidence from the source (7 quotes)
  • “BankID BankAxept AS kjøper den danske eID-forhandleren Criipto ApS.” source ↗
  • “Criipto er i dag offisiell forhandler av eID-løsninger til bedrifter i Norge (BankID), Danmark (MitID), Sverige (svensk BankID), Finland (FTN – Finnish Trust Network) med flere.” source ↗
  • “Gjennom oppkjøpet av Criipto vil BankID BankAxept for første gang også kunne tilby disse tjenestene direkte til markedet.” source ↗
  • “Criipto vil operere som et datterselskap av BankID BankAxept.” source ↗
  • “Med oppkjøpet etablerer vi vår egen direktesalgskanal, som skal leve parallelt med forhandlersamarbeidet vårt, sier Brekke.” source ↗
  • “Criipto er i dag offisiell forhandler av eID-løsninger til bedrifter i Norge (BankID), Danmark (MitID), Sverige (svensk BankID), Finland (FTN – Finnish Trust Network) med flere.” source ↗
  • “Viktige markeder for Criipto i dag inkluderer Danmark, Norge, Finland, Sverige, Belgia og Nederland.” source ↗
eID brokeringM&APartnershipNordicsBeneluxDACH

5 of 5 facts verified against the source · confidence high · claude-haiku-5-5

BankID Norway· 27 Jun 2023 L3 · Notable

BankID Norway rolls out face, fingerprint and PIN login in app

Nå blir BankID enda raskere - BankID ↗

What happened

  • BankID Norway announced faster BankID login in the BankID app using face recognition, fingerprint or PIN code.
  • BankID Norway states the rollout to user locations will be gradual.
  • BankID Norway states that the face, fingerprint or PIN login takes under 10 seconds, versus about 30 seconds for mobile BankID login (vendor claim).

Why it matters to Signicat

  • Faster app login with biometrics or PIN may reduce demand for passwords and mobile BankID flows that Signicat brokers in Nordic markets.
  • Biometric login is optional and rollout is gradual, so near-term effect on Signicat's Nordic brokering volume is uncertain.
Evidence from the source (5 quotes)
  • “Fremover blir BankID-opplevelsen enda raskere og bedre, når du stadig flere steder kan logge inn ved å bruke ansiktsgjenkjenning, fingeravtrykk eller PIN-kode i BankID-appen.” source ↗
  • “Utrullingen av raskere BankID hos brukerstedene vil skje gradvis” source ↗
  • “Mens en innlogging med BankID på mobil tar rundt 30 sekunder, vil det ta under 10 sekunder å logge inn med BankID-appen ved bruk av ansikt, finger eller PIN-kode” source ↗
  • “Dette vil med andre ord i stor grad erstatte dagens bruk av passord.” source ↗
  • “Det vil heller ikke være et krav å benytte biometrisk innlogging” source ↗
Authentication passwordlessFeature updateNordics

3 of 3 facts verified against the source · confidence medium · claude-haiku-5-5

BankID Norway· 27 Jun 2023 L2 · Minor

BankID Norway states that the ID card stores document image, national identity number, expiry date, nationality, document number, document type, first name and last name, retrieved when the user scans a passport or national ID card with the BankID app.

Sikkerhet og personvern for ID-kort - BankID ↗

What happened

  • BankID Norway states that the data is encrypted and only the user holds the key to retrieve the personal data.
  • BankID Norway states that the ID card is deleted if it is not used for one year or when the passport or national ID card used for activation expires.

Why it matters to Signicat

  • The page describes a Norwegian state-issued ID card route with per-disclosure history and a deletion rule; relevant to Signicat's Nordic eID brokering and document-based onboarding positioning, but this is a consumer privacy FAQ rather than a commercial move.
Evidence from the source (3 quotes)
  • “Dataene blir kryptert, og det er du som bruker som sitter med nøkkelen som kan hente fram personopplysningene.” source ↗
  • “ID-kortet ditt blir også slettet hvis du ikke har brukt det på et år eller når passet eller det nasjonale ID-kortet du har brukt til å aktivere, utløper.” source ↗
  • “Med ID-kort i BankID-appen slipper du å ha med passet når du skal legitimere deg” source ↗
Reusable identity VCData sovereignty privacyThought leadershipNordics

3 of 3 facts verified against the source · confidence medium · claude-haiku-5-5

BankID Norway· first seen 31 Oct 2026 (date unconfirmed) L3 · Notable

The article is an opinion piece by Stø AS CEO Øyvind Westby Brekke defending BankID's security.

BankID er tuftet på tillit og sikkerhet - BankID ↗

What happened

  • Stø states that BankID meets all requirements of the identification level regulation for the highest security level.
  • Stø states that a new routine requires in-person attendance to receive code chips for users who cannot use the app.
  • Stø states that code-chip activation of the BankID app has been switched off.
  • Stø states that it deactivates code chips unused for a long time and that many users are asked to identify again in the app.
  • Stø states that the Nkom-related measures are not direct regulatory requirements.

Why it matters to Signicat

  • Nkom's questions on code-chip issuance and a pending government decision could change Norwegian eID trust and routing for brokers that rely on BankID.
  • Signicat's Nordic eID brokering exposure to BankID Norway assurance status is material if the decision changes the high-assurance level.
Evidence from the source (7 quotes)
  • “mener både Stø og bankene at BankID tilfredsstiller alle krav i regelverket (identifikasjonsnivåforskriften) for å være en eID på høyeste sikkerhetsnivå” source ↗
  • “Vi innfører nå en ny rutine som innebærer fysisk oppmøte også for å motta kodebrikker, for de som av ulike grunner ikke kan bruke app.” source ↗
  • “Videre har vi også skrudd av muligheten for å aktivere BankID-appen med kodebrikke.” source ↗
  • “I tillegg deaktiverer vi kodebrikker som ikke har vært benyttet på lang tid, og mange BankID-brukere blir i disse dager bedt om å identifisere seg på nytt i appen.” source ↗
  • “ikke som tiltak som følger av direkte krav i regelverket” source ↗
  • “Avgjørelse kommer etter sommeren” source ↗
  • “Inntil videre skjer det ingen endringer i det formelle sikkerhetsnivået til BankID” source ↗
eID brokeringAuthentication passwordlessRegulatory commentarySecurity incidentNordics

6 of 6 facts verified against the source · confidence medium · claude-haiku-5-5

BankID Norway· first seen 31 Oct 2026 (date unconfirmed) L3 · Notable

Stø takes over BankID issuer role; all users must accept new terms

Alle må akseptere BankID-vilkårene - BankID ↗

What happened

  • Stø has taken over from the banks the formal role of issuer of BankID.
  • Everyone must approve new user terms in August.
  • Terms acceptance happens inside the BankID window during login, never via a link in SMS or email.

Why it matters to Signicat

  • Issuer role change at Norway's dominant Nordic eID affects brokers and identity-verification vendors that route Norwegian BankID; Signicat's Nordic eID brokering exposure is a monitoring item (assessment, not sourced fact).
Evidence from the source (4 quotes)
  • “Stø, selskapet bak BankID, har tatt over den formelle rollen som utsteder av BankID fra bankene.” source ↗
  • “Det betyr at alle må godkjenne nye brukervilkår i august.” source ↗
  • “Godkjenning av vilkår skjer alltid inne i BankID-vinduet mens du logger inn, aldri i en lenke i en SMS eller e-post” source ↗
  • “Stø, selskapet bak BankID, har tatt over den formelle rollen som utsteder av BankID fra bankene.” source ↗
eID brokeringRegulatory commentaryNordics

3 of 3 facts verified against the source · confidence medium · claude-haiku-5-5

BankID Norway· 27 Jun 2023 L3 · Notable

BankID Norway states that many users who have not previously scanned a passport or national ID card in the app will need to verify their identity again.

Confirm identity - BankID ↗

What happened

  • The ID check requires scanning a passport or national ID card and scanning the user's face in the BankID app.
  • Completing the ID check digitally is optional; users may instead have the check performed by their bank.
  • People under 18 do not need an ID check at this time.

Why it matters to Signicat

  • Re-identification of existing BankID users via document and face checks may shift Nordic demand for document verification and biometric proofing, relevant to Signicat's ReadID and eID Hub positioning in Norway.
Evidence from the source (4 quotes)
  • “You are asked to: - scan passport or national ID card - scan your face” source ↗
  • “Completing the ID check digitally is optional. If you do not wish to use the digital solution in the BankID app, you can instead contact your bank to have the necessary identity check performed in another way.” source ↗
  • “People under the age of 18 do not need to carry out an ID check at this time, but work is underway to provide a technical solution for this group.” source ↗
  • “This is part of stricter security requirements and will make BankID even more reliable in confirming that you are who you claim to be.” source ↗
Document IDV biometricseID brokeringFeature updateRegulatory commentaryNordics

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5