Alloy released its annual State of Fraud Report on 9 December 2025, based on a survey of over 500 senior-level fraud decision-makers at US banks, credit unions and fintechs.
Alloy report finds fraud rates rose for 67% financial institutions… ↗
What happened
- 67% of surveyed fraud professionals agreed that fraud events continue to rise.
- 44% of respondents ranked synthetic identity fraud as the top fraud type tracked in their organization.
- Fraud in mobile banking rose 7% year over year while fraud in online banking dropped 16%, per the report.
- 22% of organizations reported losing over $5M in direct fraud losses.
Why it matters to Signicat
- Survey is a vendor-commissioned US sample; it does not measure Signicat's core Nordic, Benelux, DACH, Iberia or UK markets.
- Synthetic identity and document-based fraud framing overlaps Signicat's document IDV and NFC verification positioning, making the 44% and 89% figures useful for sales context.
Evidence from the source (6 quotes)
- “fraud professionals overwhelmingly agree (67%) that fraud events continue to rise” source ↗
- “44% of respondents ranked synthetic identity fraud as the top fraud type tracked in their organization.” source ↗
- “Fraud in mobile banking rose by 7% year over year. Meanwhile, fraud in online banking saw a drop of 16%.” source ↗
- “over one in five organizations (22%) reported losing over $5M in direct fraud losses” source ↗
- “The survey was conducted on behalf of Alloy by The Harris Poll” source ↗
- “Synthetic identity fraud is the most common type of fraud by case volume:” source ↗
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5 of 5 facts verified against the source · confidence medium · claude-haiku-5-5