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Incode· 15 Oct 2026 L4 · Significant

Incode describes TrustGraph as a biometric-anchored, privacy-preserving trust network that returns signals across participating institutions without pooling or exposing customer data.

How privacy-preserving fraud detection works inside TrustGraph ↗ · repeat of an earlier article

What happened

  • Incode states that in its early access program, institutions using TrustGraph detected up to 53% more fraud than with their existing models alone.
  • Incode states that it acquired Identiq in June 2026.
  • TrustGraph runs on secure multi-party computation to match de-identified signals across institutions without a central repository.

Why it matters to Signicat

  • Incode is building a cross-institution fraud network that competes with Signicat's risk and AML screening and document IDV offerings in banking onboarding.
  • Incode's claim that customer data stays with the institution is a vendor claim on privacy; uncorroborated, and relevant to Signicat's data-sovereignty messaging.
Evidence from the source (5 quotes)
  • “In Incode's early access program, institutions using TrustGraph detected up to 53% more fraud than with their existing models alone.” source ↗
  • “Incode acquired Identiq in June 2026.” source ↗
  • “TrustGraph uses privacy-preserving cryptography to match signals across participating institutions without a central repository.” source ↗
  • “TrustGraph adds the context that single-session verification cannot provide” source ↗
  • “Critically, customer data stays with the institution that holds it.” source ↗
Fraud deepfake injectionAML KYB screeningData sovereignty privacyOrchestration platformProduct launchM&AThought leadershipGlobal

4 of 4 facts verified against the source · confidence medium · claude-haiku-5-5