Fourthline survey: 78% of Europeans accept slower checks for lower fraud risk
European consumers choose safety over speed, new Fourthline research reveals ↗
What happened
- Fourthline published its second Fraud & Authentication Report, reporting 78% of surveyed European consumers would accept slower verification to reduce fraud risk.
- The survey covered 6,000 adults across six markets, with about 1,000 respondents per market, fieldwork by Opinium in August 2026.
- Acceptance of slower checks ranged from 72% in the UK to 80% in the Netherlands.
- Willingness to tolerate additional security protections in the abstract fell from 55% to 42% survey over survey.
Why it matters to Signicat
- The finding that consumers accept friction when it is explained supports bank-facing messaging on explainable verification steps, a point relevant to Signicat's onboarding and authentication offerings.
- The report is vendor-commissioned and self-described as research; the 78% figure is attributable to Fourthline and has not been independently verified.
Evidence from the source (6 quotes)
- “found that 78% of consumers would accept a slower, more thorough verification process if it cut their risk of fraud.” source ↗
- “comprising nationally representative samples of 1,000 respondents in each of the UK, France, Germany, Spain, Italy and the Netherlands.” source ↗
- “from 72% in the UK to 80% in the Netherlands” source ↗
- “share of consumers willing to tolerate additional security protections has fallen sharply, from 55% to 42%” source ↗
- “consumers increasingly ask for a clearer picture as to why additional verification checks are being implemented.” source ↗
- “New research commissioned by Fourthline, Europe's leading identity services provider” source ↗
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4 of 4 facts verified against the source · confidence high · claude-haiku-5-5