BioCatch reports that attempted impersonation scams more than doubled in the U.S. between 2025 and 2026, based on data from 292 financial institutions.
U.S. financial institutions report 130% spike in attempted impersonation scams ↗
What happened
- BioCatch's U.S. customers reported $46 million in attempted investment fraud losses, against an FBI estimate of over $8.6 billion in 2025 investment fraud losses.
- BioCatch's U.S.-based customers reported a 50% increase in phishing scam attempts between 2025 and 2026.
- Digital banking sessions with a remote-access tool present increased 45% in the U.S. in the last year.
- 70% of U.S. account takeover sessions occurred after 5 p.m.
Why it matters to Signicat
- The report is vendor-published research on fraud trends in U.S. banking; it is not a Signicat market event and has limited direct bearing on Signicat's core European markets.
- Fraud-prevention vendors publishing behavioral-risk statistics can shape buyer expectations for fraud detection in digital banking, a topic adjacent to Signicat's risk and authentication lines.
Evidence from the source (6 quotes)
- “While the FBI estimates investment fraud losses in the country exceeded $8.6 billion in 2025, BioCatch’s U.S. customers, which include three of the four largest banks by assets in the country, reported just $46 million in attempted investment fraud losses.” source ↗
- “BioCatch’s U.S.-based customers reported a 50% increase in phishing scam attempts between 2025 and 2026.” source ↗
- “Digital banking sessions where a remote-access tool (RAT) was present increased by 45% in the U.S. in the last year.” source ↗
- “The majority (70%) of account takeover sessions reported in the U.S. took place after 5 p.m.” source ↗
- “BioCatch prevents fraud and financial crime by recognizing patterns in human behavior and published these findings based off proprietary data from its customers in the U.S.” source ↗
- “BioCatch prevents fraud and financial crime by recognizing patterns in human behavior and published these findings based off proprietary data from its customers in the U.S.” source ↗
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5 of 5 facts verified against the source · confidence medium · claude-haiku-5-5